Apply for your zip account and make as many purchases as you want up to your limit.
Everyone’s different. That’s why we let you tailor your payments to suit your lifestyle.
Every purchase you make with Zip is interest free. Online or instore, every time, every day.
Zip is the smarter way to pay for the boat you want today.
Book a Flotespace boat like this one using Zip and spread your repayments over time.
Join over 1.2 million Australians owning it with Zip!
Frequently Asked Questions
What is Zip?
Zip Money is a reusable account to shop interest-free, offering you the simplest way to pay overtime for life’s larger purchases on your terms. Zip is 100% owned by ASX listed Zip Co Ltd (ASX: Z1P), with all operations based in Sydney, Australia. Our mission is to make finance fairer for everyone.
How does it work?
Apply and in a few minutes, we’ll give you a decision on the spot. If approved, you can use your account immediately to purchase wherever you see Zip at checkout. We pay the retailer on your behalf and your purchase can be dispatched or taken home straight away. You simply pay us back over time, with great interest-free terms.
What are the fees?
For larger account limits a one-off establishment fee may be added to your balance. A $6.00 monthly account fee applies for any month a balance is still owing - no balance, no fees. A $15 late payment fee may be charged if your account is not kept up to date and you don’t meet the minimum monthly payment within 21 days of your contractual due date. When paying Bills with Zip, there is a small processing fee of 1.25% for each bill paid.
Is there any interest?
Each purchase comes with its own interest-free period. You'll always receive at least 3 months interest-free, with some retailers offering up to 48 months interest-free promotions.
Any balance outstanding at the end of the interest-free period for the purchase will be charged at the contractual rate, currently 19.9% p.a for new customers.